Affiliate & Advertising Disclosure

Credit Miles Guru, operated by CreditMilesGuru LLC, is a free resource supported by a combination of affiliate commissions, display advertising, and an optional Pro subscription. When you click certain links on our site — for example, to apply for a credit card or book a hotel — and then take a qualifying action, we may receive a commission from the advertiser. This comes at no additional cost to you, and you never pay more by using our links than you would going direct.

We participate in affiliate and advertising programs operated by banks, card issuers, travel providers, and third-party affiliate networks. This means some of the credit cards, hotels, airlines, and services featured on this site are from partners from whom we receive compensation. We may also earn revenue from contextual and display advertising served by third-party ad networks.

Editorial integrity is the foundation of everything we build. To protect it:

• Our tools rank options using objective data — earning rates, fees, award pricing and point valuations — not commission rates.
• Card reviews, ratings and "pros and cons" reflect our honest assessment, whether or not the card is a paying partner.
• We feature products that are not affiliate partners when they are the right recommendation for our readers.
• Point valuations and award-deal rankings are generated by the same methodology for every program, partner or not.

We are not the issuer of any credit card or financial product featured on this site. Card terms, welcome offers, benefits and fees are set by the issuer and can change at any time. While we work to keep our information current, the issuer's own site is always the authoritative source. Please review the terms and conditions on the issuer's page before applying. Any editorial opinions, analyses, reviews or recommendations are our own and have not been reviewed, approved or endorsed by any advertiser.

FTC compliance

This disclosure is provided in accordance with the U.S. Federal Trade Commission's guidelines (16 CFR Part 255) concerning the use of endorsements and testimonials in advertising. By using this website, you acknowledge and agree to the terms of this disclosure.