Terms of Service

When you create an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password and for maintaining the confidentiality of your account.

Account Responsibilities:

• You are responsible for all activities that occur under your account
• You must not share your account credentials with others
• You must notify us immediately of any unauthorized use of your account
• You must be at least 18 years old to create an account
• You may not use false or misleading information when creating an account

You may use our Service for lawful purposes only. You agree not to use the Service:

The Service and its original content, features, and functionality are and will remain the exclusive property of CreditMilesGuru LLC and its licensors. The Service is protected by copyright, trademark, and other laws.

Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, or other material ("Content"). You are responsible for the Content that you post to the Service.

By posting Content, you grant us:

• A non-exclusive, royalty-free, worldwide license to use, modify, and display your Content
• The right to remove Content that violates these Terms
• The right to moderate and edit Content for compliance purposes

We reserve the right to withdraw or amend our Service, and any service or material we provide on the Service, in our sole discretion without notice. We do not guarantee that our Service will be available at all times.

Service Limitations:

• We may experience downtime for maintenance or technical issues
• Features may be added, modified, or removed without notice
• Third-party integrations may affect service availability
• We may restrict access to certain parts of the Service

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

To the fullest extent permitted by law, CreditMilesGuru LLC disclaims all warranties, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Specific Disclaimers:

• We do not warrant that the Service will be uninterrupted or error-free
• We do not guarantee the accuracy, completeness, or usefulness of any information
• Credit card terms, airline programs, and hotel benefits may change without notice
• Your individual results may vary from those described in our content

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.