Hotel loyalty programs

Stretch your points into free nights

Compare the major hotel programs, see which credit-card points transfer in, and learn where each currency delivers the most value per point.

Marriott Bonvoy

Marriott International

Full-Service 8,000+ properties

Amex MRChase URBilt

View program

Hilton Honors

Hilton Worldwide

Full-Service 7,000+ properties

Amex MR

View program

World of Hyatt

Hyatt Hotels Corporation

Full-Service 1,100+ properties

Chase URBilt

View program

IHG One Rewards

InterContinental Hotels Group

Full-Service 6,000+ properties

Chase UR

View program

Accor Live Limitless

Accor Hotels

Full-Service 5,300+ properties

Cap1

View program

Choice Privileges

Choice Hotels

Mid-Range 7,100+ properties

Amex MRCap1Citi TY

View program

Wyndham Rewards

Wyndham Hotels & Resorts

Mid-Range 9,000+ properties

Citi TYCap1

View program

Radisson Rewards

Radisson Hotel Group

Full-Service 1,100+ properties

Amex MR

View program

Best Western Rewards

Best Western Hotels & Resorts

Mid-Range 4,700+ properties

Amex MR

View program

Estimated value per point

World of Hyatt1.7¢ – 2.0¢

Marriott Bonvoy0.7¢ – 0.9¢

Hilton Honors0.4¢ – 0.6¢

IHG One Rewards0.5¢ – 0.7¢

Wyndham Rewards0.7¢ – 0.9¢

Estimates from typical redemptions. Actual value varies by property, location, and season.

Tips for hotel point transfers

Check cash rates first

Compare the cash price to the points price before transferring — sometimes paying cash wins.

Free-night certificates

Annual free-night certs from hotel cards can beat transferring points directly.

Fifth night free

Marriott and Hilton give the fifth award night free, boosting point value by 20%.

Lean on status

Elite status perks can meaningfully raise the value of an award stay.