Best Travel Rewards Credit Cards
Find the perfect card to earn flights, hotel stays, and travel perks that match your lifestyle.
Find Your Perfect Travel Rewards Card
The right travel credit card can unlock free flights, hotel stays, and travel perks that transform your vacation experience. We've analyzed the top cards to help you find the perfect match for your travel style and spending habits.
Showing 12 cards
Chase Sapphire Preferred
Chase
60,000 Ultimate Rewards points after spending $4,000 in 3 months
3X on dining and online groceries, 2X on travel, 1X on everything else
Key Benefits:
- Points transfer 1:1 to airline and hotel partners
- $50 annual hotel credit
- 10% anniversary point bonus
- +1 more benefits
Aeroplan Credit Card
Chase
Up to 100,000 Aeroplan points
3X on Air Canada purchases, grocery stores, and dining; 1X on everything else
Key Benefits:
- Free first checked bag on Air Canada flights
- Automatic Aeroplan 25K Status for the first year
- 500 bonus points for each hotel and car rental partner booking
- +1 more benefits
Capital One Venture X
Capital One
75,000 Venture miles after spending $4,000 in 3 months
10X on hotels and rental cars booked through Capital One Travel, 5X on flights, 2X on everything else
Key Benefits:
- Priority Pass and Capital One Lounge access
- $300 annual travel credit
- 10,000 bonus miles every account anniversary
- +1 more benefits
American Express Gold
American Express
60,000 Membership Rewards points after spending $4,000 in 6 months
4X at restaurants and U.S. supermarkets (up to $25,000/year), 3X on flights, 1X on other purchases
Key Benefits:
- Up to $120 annual dining credit
- Up to $120 annual Uber Cash
- Access to Amex Offers
- +1 more benefits
Chase Sapphire Reserve
Chase
60,000 Ultimate Rewards points after spending $4,000 in 3 months
10X on hotels and car rentals through Chase Travel, 5X on flights, 3X on other travel and dining
Key Benefits:
- $300 annual travel credit
- Priority Pass lounge access
- Global Entry/TSA PreCheck credit
- +1 more benefits
World of Hyatt Credit Card
Chase
30,000 Hyatt points after spending $3,000 in 3 months
4X at Hyatt hotels, 2X on dining, transit, gym memberships, airlines; 1X on everything else
Key Benefits:
- Free night certificate annually (Category 1-4)
- Automatic Discoverist status
- 5 elite night credits annually
- +1 more benefits
American Express Platinum
American Express
150,000 Membership Rewards points after spending $6,000 in 6 months
5X on flights booked directly with airlines or Amex Travel, 5X on prepaid hotels booked with Amex Travel
Key Benefits:
- Comprehensive airport lounge access (Centurion, Priority Pass, Delta SkyClub)
- Over $1,500 in annual statement credits
- Gold status with Hilton and Marriott
- +1 more benefits
Marriott Bonvoy Boundless
Chase
3 Free Night Awards (each up to 50,000 points)
6X at Marriott hotels, 3X on groceries, gas stations, dining; 2X on everything else
Key Benefits:
- Free night award annually (up to 35,000 points)
- Automatic Silver Elite status
- 15 elite night credits annually
- +1 more benefits
Citi Premier Card
Citi
60,000 ThankYou points after spending $4,000 in 3 months
3X on air travel, hotels, restaurants, supermarkets, and gas stations; 1X on everything else
Key Benefits:
- $100 annual hotel savings benefit
- Flexible points transfers to airlines
- No foreign transaction fees
- +1 more benefits
Hilton Honors Aspire Card
American Express
150,000 Hilton Honors points after spending $4,000 in 3 months
14X at Hilton hotels, 7X on flights and car rentals, 3X on everything else
Key Benefits:
- Automatic Hilton Diamond status
- $250 annual Hilton resort credit
- $250 annual airline fee credit
- +1 more benefits
United Explorer Card
Chase
60,000 United miles after spending $3,000 in 3 months
2X on United purchases, dining, and hotels; 1X on everything else
Key Benefits:
- First checked bag free
- Priority boarding
- 2 United Club passes annually
- +1 more benefits
Bilt Mastercard
Wells Fargo
No traditional bonus; earn points on rent with no fee
3X on dining, 2X on travel, 1X on rent payments (up to 50,000 points/year), 1X on everything else
Key Benefits:
- 5x points on all spending on the 1st of each month
- No fee for paying rent
- Bilt Collection for experiences and home decor
- +1 more benefits
Our Top Pick for 2025
Chase Sapphire Preferred
A mid-tier travel card with excellent transfer partners and valuable travel protections.
Flexible Redemption Options
Transfer to 14 airline and hotel partners or use through the Chase travel portal at 1.25¢ per point
Generous Welcome Bonus
60,000 bonus points after spending $4,000 in the first 3 months (worth $750+ in travel)
Strong Travel Protections
Trip cancellation/interruption insurance, primary rental car coverage, and no foreign transaction fees
Compare Travel Credit Cards
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Frequently Asked Questions
Transferable points (like Chase Ultimate Rewards or Amex Membership Rewards) can be moved to multiple airline and hotel partners, giving you more flexibility. Airline or hotel specific points can only be used within that program. Transferable points are generally more valuable because they offer more redemption options.
Premium travel cards like the Amex Platinum or Chase Sapphire Reserve can be worth the high annual fee if you travel frequently and can utilize the credits and perks. These cards typically offer airport lounge access, travel credits, elite status with hotels, and enhanced rewards on travel purchases. Calculate the value of the perks you'll actually use to see if they offset the annual fee.
Consider your travel habits, spending patterns, and redemption preferences. If you're loyal to a specific airline or hotel chain, a co-branded card might be best. If you want flexibility, choose a card with transferable points. Also consider the annual fee, welcome bonus, earning structure, and additional benefits like travel insurance or lounge access.